At a glance
- Total area 32.4 m²
- Living area 27.4 m²
- Outdoor area 5.0 m²
- Bedroom —
- Floor 14
- Price per m² 1,657 €
Purchase price without fit-out
53,687 €
- Down payment 10% 5,369 €
- 24 instalments during construction 671 €
- Bank loan 60% 32,212 €
- The capital you put in 21,475 €
- Rental income (projected) 701 €/month
- Surplus after the bank instalment +216 €/month
A model calculation on the assumptions in the calculator. Not a promise.
Fit-out — optional
The apartment is handed over without fit-out. You can add one of three levels; the surcharge is calculated per square metre and forms part of the purchase price, so it can be financed with it.
A fit-out level covers the interior of the apartment: floor coverings, tiling and bathroom fittings, wall and surface finishes. The levels differ in materials and workmanship. Furniture is not included at any fit-out level. Furnishing is a separate service and is commissioned separately. Furnishing, finding tenants and management are separate services.
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Basic
500 € per m² · total 16,200 € 69,887 € -
Standard
600 € per m² · total 19,440 € 73,127 € -
Deluxe
700 € per m² · total 22,680 € 76,367 €
The amount on the right is the total purchase price including that level. You can try the levels in the calculator below.
The reservation is made in your name. The down payment of 5,369 € only falls due once the contract is signed.
Calculation for A1405
Your figures for this exact apartment.
Calculation · A1405
A1405 · Studio · 32.4 m²
Apartments are sold without fit-out. A fit-out level is freely chosen and added to the purchase price. A fit-out level covers the interior of the apartment: floor coverings, tiling and bathroom fittings, wall and surface finishes. The levels differ in materials and workmanship. Furniture is not included at any fit-out level. Furnishing is a separate service and is commissioned separately.
Current price level 1,600 €. Batumi primary market 2025: avg. $1,865/m².
60% is customary — that is 40% equity. Up to 70% is possible but requires the bank to assess your credit standing. 9% fixed for 10 years.
Gross, against the value at completion. Batumi market range: 5–12%.
Set conservatively. Batumi primary market 2025: +9.4%.
Counted from handover. From the second year the capital gains tax falls away.
Selected unit
A model calculation, not a promise. Assumptions: 10% down on signing, 30% in 24 monthly instalments during construction, the remainder bank-financed at handover at 9% fixed for 10 years. Value at completion 30.5% above the purchase price. Rental income less 1% Georgian rental tax and 10% for management and vacancy. Total wealth = property value − outstanding debt + the rental surpluses paid out to you by then. The two parts are kept separate: if you spend the surpluses as they come rather than investing them, read only the line "Value of the apartment". The years count from handover, not from purchase — before that there is no rental income. Completion July 2028; the construction period is additional, from purchase to the end of the holding period shown. Prices in EUR; Georgian transactions are settled in USD or GEL, and exchange rates move. This is not financial, legal or tax advice.
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